Comments for easyclickhomes.com http://easyclickhomes.com/blog Lets talk Real Estate Wed, 23 Jul 2008 23:12:42 +0000 http://wordpress.org/?v=2.3.1 Comment on Does Renting Make Sense? by Jeffrey Austin White http://easyclickhomes.com/blog/market-uptick/does-renting-make-sense/12/#comment-502 Jeffrey Austin White Tue, 10 Jun 2008 23:14:58 +0000 http://easyclickhomes.com/blog/market-uptick/does-renting-make-sense/12/#comment-502 I have developed my own theory on renting vs buying and I am interested in your opinion. If you have time please checkout <a href="http://www.jeffreyaustinwhite.com/BLOG/archive/2008/06/05/theory-of-the-three-fives-on-renting-vs-buying-a-home.aspx" rel="nofollow">555</a> theory. I agree with your posting in general but there are some important variables that must be considered before purchasing - especially when the decision isn't so clear cut. I have developed my own theory on renting vs buying and I am interested in your opinion. If you have time please checkout 555 theory. I agree with your posting in general but there are some important variables that must be considered before purchasing - especially when the decision isn’t so clear cut.

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by hatred? http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-125 hatred? Sat, 12 Apr 2008 23:11:27 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-125 is it a hatred against us? we pay, and pay and pay but nothing really goes to the principal, i guess they dont care if we lose our homes they just want the money. There is another program and i do not remember the name of it but is something about making 14G a month to qualify to a "help" from the government.. if we could make fourteen thousand dollars we'll be able to pay our debts with no problem. i guess the war left the nation in this situation and taxes and everything is going to the sky to pay off the war. is it a hatred against us?
we pay, and pay and pay but nothing really goes to the principal, i guess they dont care if we lose our homes they just want the money.
There is another program and i do not remember the name of it
but is something about making 14G a month to qualify to a “help” from the government.. if we could make fourteen thousand dollars we’ll be able to pay our debts with no problem.
i guess the war left the nation in this situation and taxes and everything is going to the sky to pay off the war.

]]> Comment on Press Release: Countrywide Dispels Home Buying Myths! by Fha Credit Qualifications http://easyclickhomes.com/blog/buying/press-release-countrywide-dispels-home-buying-myths/38/#comment-110 Fha Credit Qualifications Tue, 11 Mar 2008 18:36:50 +0000 http://easyclickhomes.com/blog/buying/press-release-countrywide-dispels-home-buying-myths/38/#comment-110 <strong>Fha Credit Qualifications...</strong> Thanks for creating this blog. I thought it was a very interesting read. It is so interesting reading other peoples personal take on a subject.... Fha Credit Qualifications…

Thanks for creating this blog. I thought it was a very interesting read. It is so interesting reading other peoples personal take on a subject….

]]> Comment on Subprime Reset Schedule by Jack Payne http://easyclickhomes.com/blog/foreclosure/subprime-reset-schedule/51/#comment-74 Jack Payne Thu, 14 Feb 2008 22:21:17 +0000 http://easyclickhomes.com/blog/foreclosure/subprime-reset-schedule/51/#comment-74 Yes, it's the ARM resets that are the killer right now, and will be a devastating force through Summer. After that we can only hope the house flippers will not feel their oats again, and once more threaten capsizing of the boat. Yes, it’s the ARM resets that are the killer right now, and will be a devastating force through Summer. After that we can only hope the house flippers will not feel their oats again, and once more threaten capsizing of the boat.

]]> Comment on Sell your home and stay put. by Freezer Burn: Do You Qualify for the ARM Rate Freeze? | easyclickhomes.com http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/#comment-60 Freezer Burn: Do You Qualify for the ARM Rate Freeze? | easyclickhomes.com Wed, 06 Feb 2008 00:30:05 +0000 http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/#comment-60 [...] will qualify for the rate freeze, there is another option available that would allow your to keep your home from going into foreclosure and save your credit as well. « ARM Rates on the Verge of Freezing Press Release: Countrywide Dispels Home Buying Myths! [...] […] will qualify for the rate freeze, there is another option available that would allow your to keep your home from going into foreclosure and save your credit as well. « ARM Rates on the Verge of Freezing Press Release: Countrywide Dispels Home Buying Myths! […]

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by nallen http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-59 nallen Tue, 05 Feb 2008 23:31:43 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-59 I read an interesting article a while back, which I can't find now, but it in essence talked about how our housing problem is a lot smaller that we think it is if everyone bites a bit of the bullet. Some one ought to set up a holding company for purchasing homes in danger of foreclosure because of the ARM adjustment thing. The company should rent the home to the current owner for a period of 3 years or so until the housing corrects itself and then sell the property back at purchase price plus 1.5%. It is explained somewhat more in this article: http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/ In essence, you'd be able to borrow with someone else's credit for a while until you can get your feet under you. I assume this would be a risky business to own/ operate, but it would save a lot of people from losing their homes, which is in everyone's best interest. I read an interesting article a while back, which I can’t find now, but it in essence talked about how our housing problem is a lot smaller that we think it is if everyone bites a bit of the bullet.

Some one ought to set up a holding company for purchasing homes in danger of foreclosure because of the ARM adjustment thing. The company should rent the home to the current owner for a period of 3 years or so until the housing corrects itself and then sell the property back at purchase price plus 1.5%. It is explained somewhat more in this article: http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/

In essence, you’d be able to borrow with someone else’s credit for a while until you can get your feet under you. I assume this would be a risky business to own/ operate, but it would save a lot of people from losing their homes, which is in everyone’s best interest.

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by Upset http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-57 Upset Mon, 04 Feb 2008 18:08:52 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-57 A larger problem with this issue is that even if you are able to refinance your home with good credit and income to get out of the arm the appraised values are coming in to low do to all the foreclosures and decline in market. Thus you are unable to refinance. This is another area of concern that I don’t hear anything on. What choices are left? A larger problem with this issue is that even if you are able to refinance your home with good credit and income to get out of the arm the appraised values are coming in to low do to all the foreclosures and decline in market. Thus you are unable to refinance. This is another area of concern that I don’t hear anything on. What choices are left?

]]> Comment on Sell your home and stay put. by Your Foreclosure . Info » Alternate to Foreclosure? http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/#comment-52 Your Foreclosure . Info » Alternate to Foreclosure? Sun, 27 Jan 2008 09:18:13 +0000 http://easyclickhomes.com/blog/foreclosure/alternative-to-foreclosure/50/#comment-52 [...] an interesting post today onHere’s a quick excerptI had an interesting conversation today with a friend of mine we’ll call Ed. His family is in the same situation of a lot of other people: his ARM interest rate has reset to over 10%, making it difficult to make mortgage payments on … [...] […] an interesting post today onHere’s a quick excerptI had an interesting conversation today with a friend of mine we’ll call Ed. His family is in the same situation of a lot of other people: his ARM interest rate has reset to over 10%, making it difficult to make mortgage payments on … […]

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by SCROGED http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-45 SCROGED Wed, 16 Jan 2008 01:50:55 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-45 WAMU are LIARS and thieves!!! -I fit EVERYTHING here, and WAMU said that THEY are not participating in this...But in "Loan Escalation" --They lie, they lie, oh how they lie. They even lied to BUSH (Shhhh, Mr Bush is taking his nap)...Zzzzzzz..... WAMU are LIARS and thieves!!! -I fit EVERYTHING here, and WAMU said that THEY are not participating in this…But in “Loan Escalation” –They lie, they lie, oh how they lie.

They even lied to BUSH (Shhhh, Mr Bush is taking his nap)…Zzzzzzz…..

]]> Comment on Advertise your home by What should I update before I sell my home? | easyclickhomes.com http://easyclickhomes.com/blog/advertising-free-or-close-to-it/#comment-39 What should I update before I sell my home? | easyclickhomes.com Sun, 13 Jan 2008 05:48:37 +0000 http://easyclickhomes.com/blog/advertising-free-or-close-to-it/#comment-39 [...] Advertise your home [...] […] Advertise your home […]

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by Laura http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-33 Laura Wed, 09 Jan 2008 19:40:10 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-33 We have an adjustable rate loan, with WAMU, and we were told by HOPE NOW, that the "Rate Freeze" program under President Bush, has been implemented, and that the group of banks which agreed to the program, which would include WAMU, should be offering this program to homeowners that qualify. But now, we are getting a different story from WAMU. They are NOT going with this program, so why are they MISLEADING HOMEOWNERS, by agreeing initially, and then backing out and opting to go with a LOAN ESCALLATION. This sounds to me like WAMU is LYING to homeowners. No one seems to know ANYTHING...... Hmmm. Does WAMU know that they serviced risky loans in the first place? It's time for the big dogs to step up and WORK WITH HOMEOWNERS. Laura - Washington State We have an adjustable rate loan, with WAMU, and we were told by HOPE NOW, that the “Rate Freeze” program under President Bush, has been implemented, and that the group of banks which agreed to the program, which would include WAMU, should be offering this program to homeowners that qualify. But now, we are getting a different story from WAMU. They are NOT going with this program, so why are they MISLEADING HOMEOWNERS, by agreeing initially, and then backing out and opting to go with a LOAN ESCALLATION. This sounds to me like WAMU is LYING to homeowners. No one seems to know ANYTHING…… Hmmm. Does WAMU know that they serviced risky loans in the first place? It’s time for the big dogs to step up and WORK WITH HOMEOWNERS.

Laura - Washington State

]]> Comment on From Big to Broke by Foreclosure = Tax issues, and humiliation | easyclickhomes.com http://easyclickhomes.com/blog/mortgage/from-big-to-broke/26/#comment-28 Foreclosure = Tax issues, and humiliation | easyclickhomes.com Thu, 03 Jan 2008 15:00:18 +0000 http://easyclickhomes.com/blog/mortgage/from-big-to-broke/26/#comment-28 [...] multiple times a day. After about 3 days of multiple trips I noticed that the fence was gone. Being a nosy neighbor, I walked up to the home and looked in the window. To my surprise cabinets had been removed from [...] […] multiple times a day. After about 3 days of multiple trips I noticed that the fence was gone. Being a nosy neighbor, I walked up to the home and looked in the window. To my surprise cabinets had been removed from […]

]]> Comment on Quick Turnaround in Sight? by Foreclosure = Tax issues, and humiliation | easyclickhomes.com http://easyclickhomes.com/blog/market-uptick/quick-turnaround-in-sight/14/#comment-27 Foreclosure = Tax issues, and humiliation | easyclickhomes.com Thu, 03 Jan 2008 14:59:34 +0000 http://easyclickhomes.com/blog/market-uptick/quick-turnaround-in-sight/14/#comment-27 [...] 2nd floor. There were also materials left in the basement to finish it off. I knew the house was overpriced when I walked through it, but aparantly no one told the realtor or home owner that until it was too [...] […] 2nd floor. There were also materials left in the basement to finish it off. I knew the house was overpriced when I walked through it, but aparantly no one told the realtor or home owner that until it was too […]

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by ARM Rates: Stay on top of things | easyclickhomes.com http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-26 ARM Rates: Stay on top of things | easyclickhomes.com Thu, 03 Jan 2008 06:25:53 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-26 [...] will be.   If you are in trouble, do something if you still can.  Perhaps you qualify for the ARM rate freeze, perhaps not, but get talking to professionals who can look at your situation and offer some [...] […] will be.   If you are in trouble, do something if you still can.  Perhaps you qualify for the ARM rate freeze, perhaps not, but get talking to professionals who can look at your situation and offer some […]

]]> Comment on Increase in Construction Spending leads to Consumer Headaches. by Bloomberg » Blog Archive » Bloomberg: Save The NY Times Or The Country? http://easyclickhomes.com/blog/market-uptick/new-construction-housing-market/46/#comment-25 Bloomberg » Blog Archive » Bloomberg: Save The NY Times Or The Country? Thu, 03 Jan 2008 05:39:34 +0000 http://easyclickhomes.com/blog/market-uptick/new-construction-housing-market/46/#comment-25 [...] Increase in Construction Spending leads to Consumer Headaches. Increase in Construction Spending leads to Consumer Headaches. Published by jallen under Buying, Market Uptick, Selling Snow is typically not a reason for a lack of recent posts. So we’ll claim its the holidays. Hope everyone had a Merry Christmas and a very promising new year.  Back to the post. The new construction housing market actually spent more this month than the month previous, ok so it was just .1% more, but anything at this point is a positive. The previous month recorded a .4% [...] […] Increase in Construction Spending leads to Consumer Headaches. Increase in Construction Spending leads to Consumer Headaches. Published by jallen under Buying, Market Uptick, Selling Snow is typically not a reason for a lack of recent posts. So we’ll claim its the holidays. Hope everyone had a Merry Christmas and a very promising new year.  Back to the post. The new construction housing market actually spent more this month than the month previous, ok so it was just .1% more, but anything at this point is a positive. The previous month recorded a .4% […]

]]> Comment on Refinancing Mortgage Fees Changing by tim foster http://easyclickhomes.com/blog/market-uptick/refinancing-mortgage-fees-changing/40/#comment-21 tim foster Sun, 30 Dec 2007 16:29:45 +0000 http://easyclickhomes.com/blog/market-uptick/refinancing-mortgage-fees-changing/40/#comment-21 Fixed rate mortgages also allow you to buy down the rate, saving you thousands if you keep the mortgage for several years. http://www.johnbeckland.com/ Fixed rate mortgages also allow you to buy down the rate, saving you thousands if you keep the mortgage for several years.
http://www.johnbeckland.com/

]]> Comment on Refinancing Mortgage Fees Changing by Richard http://easyclickhomes.com/blog/market-uptick/refinancing-mortgage-fees-changing/40/#comment-20 Richard Mon, 24 Dec 2007 11:19:33 +0000 http://easyclickhomes.com/blog/market-uptick/refinancing-mortgage-fees-changing/40/#comment-20 Amazing post, Refinancing for a fixed rate mortgage can lower your rates and give you peace of mind. By setting your mortgage rate today, you know exactly how much your interest will cost and how long your loan will last. Fixed rate mortgages also allow you to buy down the rate, saving you thousands if you keep the mortgage for several years. You can also extend the loan period to reduce monthly payment amounts. :) Amazing post,
Refinancing for a fixed rate mortgage can lower your rates and give you peace of mind. By setting your mortgage rate today, you know exactly how much your interest will cost and how long your loan will last. Fixed rate mortgages also allow you to buy down the rate, saving you thousands if you keep the mortgage for several years. You can also extend the loan period to reduce monthly payment amounts. :)

]]> Comment on Freezer burn: Do You Qualify for the Rate Freeze? by Refinancing my ARM | easyclickhomes.com http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-18 Refinancing my ARM | easyclickhomes.com Thu, 20 Dec 2007 06:08:15 +0000 http://easyclickhomes.com/blog/market-uptick/who-qualifies-for-frozen-arms/37/#comment-18 [...] In  a piece of not so nice news, Fannie Mae has begun to raise its fees.  Freddie Mac may follow close behind.  A 0.25% fee has been added to all new mortgages bought or guaranteed, due up front.  This means an extra $1000 fee on a $400,000 home.  Tough luck for those already feeling the credit crunch and looking to refinance before their ARM rates increase. [...] […] In  a piece of not so nice news, Fannie Mae has begun to raise its fees.  Freddie Mac may follow close behind.  A 0.25% fee has been added to all new mortgages bought or guaranteed, due up front.  This means an extra $1000 fee on a $400,000 home.  Tough luck for those already feeling the credit crunch and looking to refinance before their ARM rates increase. […]

]]> Comment on Net Worth of Property Upgrades by oilwell drilling http://easyclickhomes.com/blog/market-uptick/net-worth-of-property-upgrades/15/#comment-16 oilwell drilling Sat, 15 Dec 2007 09:43:41 +0000 http://easyclickhomes.com/blog/market-uptick/net-worth-of-property-upgrades/15/#comment-16 I Googled for something completely different, but found your page...and have to say thanks. nice read.... I Googled for something completely different, but found your page…and have to say thanks. nice read….

]]> Comment on Subprime Crisis Update by ARM rate reset? Refinancing worries | easyclickhomes.com http://easyclickhomes.com/blog/mortgage/subprime-crisis-update/28/#comment-15 ARM rate reset? Refinancing worries | easyclickhomes.com Fri, 14 Dec 2007 23:44:42 +0000 http://easyclickhomes.com/blog/mortgage/subprime-crisis-update/28/#comment-15 [...] many Adjustable rate loans are on the verge of resetting.  The onslaught of foreclosures can send the economy in a downward spiral yet again, but the real [...] […] many Adjustable rate loans are on the verge of resetting.  The onslaught of foreclosures can send the economy in a downward spiral yet again, but the real […]

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